Mahmoudreza Farhadi, Project Manager at Kidzi Bank, Explores the Potential of Digital Banking for the Younger Generation.
Kidzi Bank’s Vision for a Digital Future
According to IDEA, Mahmoudreza Farhadi, Project Manager at Kidzi Bank, envisions digital banking as a vital tool to unlock opportunities for children and adolescents in the financial world while formalizing their financial identities. Farhadi, leading Kidzi, a branch of Pasargad Bank dedicated to children and families, believes digital banking can extend financial credibility to the younger generation, addressing their needs and fostering a new banking experience.
Digital Challenges and Solutions
Farhadi highlights Kidzi’s journey, beginning with the Smart Pad platform, which offers various digital products and services. By focusing on children and individuals under 18, Kidzi recognized the deficiencies in children’s banking. The platform aims to address these challenges by providing independent digital identities for children, allowing them to experience banking tailored to their needs while maintaining parental oversight.
Fostering Financial Independence
Kidzi introduced Zippad, a digital account for children and adolescents, enabling parents to guide their children in opening accounts and receiving separate cards. Zippad’s future plans include offering digital facilities and services for children, aiming to create a unique banking experience, emphasizing the importance of independence and financial empowerment for the younger generation.
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