According to Shaparak’s report, the purchase of credit mobile phone recharge accounts for an average of 30% of store card reader transactions and 20% of mobile acceptance tool transactions.
According to Iran digital economy annotation, Shaparak’s report of electronic transactions in Esfand 1402 shows that store card reader tools and mobile acceptance tools are mainly used to buy credit mobile phone recharge cards, and on average at least 30% of store card reader transactions and 20% of tool transactions Mobile acceptance was related to the purchase of a credit mobile phone card. According to Shaparak’s report, the largest market share is store card reader with more than 91%, followed by internet acceptance tools with 6.15% and mobile acceptance tools with 2.28%, the remaining market share of payment network transactions.
Also, in the share of a number of Shaparaki services, the purchase of goods and services is the largest in terms of number with more than 89%, and paying the bill and purchasing mobile phone recharge and charging are placed in the next position of this index. Also, the statistics in this report show that the preferred tool for making purchase transactions for the tenth income decile is the internet acceptance tool.
In Esfand, according to Shaparak’s economic report, more than 4 billion 303 transactions have been finalized in the payment network. In the last month of the year, the amount and number of Shaparaki transactions have grown by 289 million in the amount and 279 million in the number of transactions compared to Bahman.
Comparison of nominal and real monthly value growth of Shaparak transactions
Based on this, in Esfand 1402, the highest growth in the nominal amount of transactions was recorded, and also the nominal value of transactions in Esfand increased by 26.22% compared to Bhman. Meanwhile, the deflated value of transactions in Esfand compared to Bhman indicates a 23.75% change in the conversion of nominal value to real value.
Comparison of real and nominal growth point by region of the value of Shaparak transactions
This difference in the comparative ratio between Esfand 1402 compared to the same period of 1401, reaches a negative 10% decrease in the real value of transactions, which shows the effect of inflation on the amount of transactions in the payment network. Because the nominal growth of the amount of transactions in the period mentioned above has been more than 18%, which indicates a significant difference in the nominal and real value of transactions.
Comparison of a number of system active acceptance tools in the payment network
In the index of system acceptance tools, in total, all the acceptance tools in the payment network have grown by 1.60 percent, and the highest growth is attributed to the Internet acceptance tool with 3.14 percent. After that, store card reader with 1.43%, mobile acceptance tool with 0.17% are in the next place of number growth.
According to Shaparak’s report, more than 10,500,000 store card readers, 1,169,000 internet acceptance tools and 6,471 mobile acceptance tools have been identified as active acceptance tools in the payment network. In Shaparak’s report, the share of each acceptance tool has been recorded as an average of 367 transactions, which has grown by more than 5% in Esfand compared to Bahman.
Also, in the index, the amount range in Esfand 1402, more than 93% of the number of transactions with store card readers had an amount less than 600 thousand Tomans, and 6.57% of the transactions were in the range of 600 to 2 million Tomans, and only 0.13% of the transactions They had an amount of more than 2 million tomans.
Also, in the market share index of electronic payment companies, in terms of the amount of transactions, Bepayt company is still the leader with a decrease in market share to 19.77%, and after that, Saman electronic payment is in the second place with a difference of almost half a percent.
Comparing the market share of electronic payment companies
Sadad electronic payment with more than 12% and Parsian electronic business with more than 10% and Pasargad electronic payment are in the next position in terms of market share. Two companies, Damavand Electronic Card and Farpardazan Arvand Omid are also in the last place among PSP companies with the lowest market share.
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