Blu is the neo bank and digital banking platform of Saman Bank, which started working in the days affected by Corona, but this time without the need for branches, paper forms and usual processes, as well as with a better understanding of customers’ needs. This digital banking platform performs all banking operations online.
Year of establishment: 2019
Field of activity: digital banking platform
Blu services and facilities (digital banking platform)
According to Iran digital economy annotation, depending on the user’s score, Blu offers loans up to 800 dollors to its users. This facility is done without the need for guarantor and collateral and only by processing the user’s financial behavior on this platform, all steps of this process are done online.
In the first stage, Blu activates a loan up to 200 dollors based on the average balance of the user’s account and then increases the loan amount up to 800 dollors based on the user’s financial behavior. Blu organizational loan is up to 2000 dollors, and this facility is activated for their employees after Blu contracts are concluded with companies and organizations.