Bajet application as a digital channel of Tejarat Bank provides various digital banking services focusing on credit services and facilities. All banking services in Bajet application are done completely online and offline.
Bajet, offline banking services Introduction
According to Iran digital economy annotation, Bajet is one of the products of Tejarat Bank, which serves users in two categories of facilities and credits and banking services. Marriage loan, BNPL credit services, Eid to Eid credit services, 2000 dollors facility and Kalano installment credit are in the facilities and credits group, and account opening and card services are in the banking services category.
The minimum amount in the 2000 dollors facility is 200 dollors and its ceiling is 2000 dollors, as the name suggests. The repayment period for this facility is 12, 18 and 24 months. Getting a loan up to 1000 dollors in this plan does not require a guarantor; But more than 1000 dollors, a guarantor is needed. The applicant and the guarantor should not have outstanding facilities or bounced checks.
Bajet services
– Opening an online account of Bank Tejarat and issuing a card with the desired design
– Grant of BNPL monthly purchase credit
– Providing online and offline marriage facilities
– Online granting of micro-facilities
– Granting credit for the purchase of goods (Kalano)
– Providing payment services including charging and internet packages, bills and car services